The Mobile Wallet Tarpit
Privacy depends on uniform transactions
Beware the App Store watering hole attack
Hard forks damage the ecosystem
Privacy-first means money last
The X Wallet falls short of the ideal, but is an improvement over banking and most cryptocurrency apps.
Stronger privacy against network attacks Shielded addresses by default Legal defense against watering hole attack Hard forks easier to manage Financed by the Zcash Foundation; privacy first The Z Wallet would be closer to the ideal cryptocurrency wallet.
One tiny issue...
...you have to write a new Zcash "lite" client
The goal is not software.
Money as email; sending cash in the mail Make policies transparent, predictable Stop discrimination in the financial system Offer equal access to the financial system Make surveillance of anyone not accused of a crime costly Mobile wallets are necessary but not sufficient.
Trade digital assets without counter party risk.
Realtime settlementConfidentialMaintain custodyNo front running